I will be the first to admit that I have never been good at budgeting my money. There are many reasons for this, but I am not going to talk about them right now. Those reasons are all in the past and I cannot go back and change any of them so why dwell on them? All I can do is move forward and so that is what I intend on doing.
Beginning with this paycheck, I am going to work on budgeting my funds. I have already started to work on saving more and I know that sticking to a budget will help me increase my savings. I am such a list person that I don't know why adhering to a budget is so hard for me. And yes, I know I have my eBay and antiques and thrift store habits, but I am hoping to keep those under control with the use of a budget.
First, I need to look at where my money goes and prioritize. Rent, bills, food, etc. Lay out all of the categories where my money is spent and look at the numbers. I need to think about my financial goals, short, medium and long term. Sadly, retirement is not one of those goals. Ah, well. It is a lot for me to process but I think I can do it. I know that most people budget by the month but right now I am going to start with budgeting by the paycheck. I think I will be more successful to start out with that way.
I don't know how this is going to go yet but at least I am trying. I will keep you updated!
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