It feels like every time I turn around, I am needing insurance for something. Car, renter's, home, life, travel, flood, dental, eyes, medical, pet. There seems to be insurance for everything. While I do have some of these insurances, I do not have them all. I do not need them all, at least at this point in my life. I have car and renter's insurance. I have all of the health insurances covered through my job as well as a small life insurance policy. But I need to change some things up and look for more bang for my buck.
I want to change up my car insurance. I know that there are better deals out there I just need to do the research. And I want to find an insurance company that has both car and renter's insurance. That would make things very convenient. The last time I actually looked, the company I was interested in did not offer renter's insurance in North Carolina. I believe that has now changed so I need to take another look at them. But this is one area where social media and the internet completely suck. If I inquire to these companies about plans and prices, everything in my feeds will be about that insurance company, whether or not I use them. And my email will become inundated with emails from them as well. I once went to the Mayo Clinic website to get some ideas about health and diet and now I get about 7 emails a day from them. I don't want that from an insurance company that I am not using!
Also, the older that I get, I am realizing that I need to invest in more life insurance. This is for several reasons. I can borrow against a life insurance policy if needed later in life. I want to have some security for my estate. I have debts that I am working on the repay and if I die before they're repaid, I want my life insurance to take care of that and not something that my family would need to worry about. I would also like to be able to leave my family a little something financially and chances are my career will not provide that, so life insurance is definitely in my future. I just need to shop around.
The older I get, the more I think about things like this. I do not consider it morbid, but someone may. It's just a part of becoming a responsible adult.



