Sometimes I wonder if getting a 2nd job is going to be a necessity soon. While I make enough money to live on each month, I do not make enough to pay off debts in the manner that I would like to. I do put money in my savings account with each paycheck and I do not want to stop doing that. I want to continue to build that nest egg, only dipping into it when it's absolutely necessary. With my credit card, I do make more than the minimum payment each month, so I am happy with that. it is not always as much as I would like but I make sure it's more than what is owed.
I am worried about what will happen with my student loans. I cannot figure out what is going on with them right now with the government in the state that it is in. I am currently not scheduled to make payments on it for another few years because, frankly, I do not make enough to live and to make those payments. If that is taken away, I may have to default on the loan. It's both frustrating and scary. I will check on my account to see what the status is now and hopefully I will have some time.
Having mentioned those things, I do wonder if I need to find a part-time job to supplement my income. It will not happen until after grad school is over in a few months. But it is definitely something I am thinking about. Of course, who knows, I may find an amazing job with an amazing salary upon graduation. We shall see. But if I can find someone who is hiring and can work with whatever my full-time schedule is, I think I would probably enjoy it. For the most part, I enjoy working. And it is not like I don't want to pay my loans off. I do. But finding a job that allows that as well as living can be tough. For now, I will just take a deep breath and continue to move forward.
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