Wednesday, October 30, 2019

Thought for the day

Money rules the world.  It controls almost every aspect of our lives, whether we know it or not.  So, why is it hard for me to keep any?  LOL  I love my job and I work very hard, but the money always seems to be just out of reach for me.  Hmmmmmm, I wonder.  Michael went to a lunch and learn program at Elon yesterday about debt relief.  He picked up a lot of great information from the speaker and I was eager to hear it.  Everything he told me made perfect sense, it's now simply a matter of implementing that.

But, I realize, and have to keep in control, the fact that I need to start small and work my way up with it.  It will not happen over night.  That's just a dream and I cannot set a goal that is too big that if I fail, I will cave.  I'd like to think that I know myself well enough to recognize my own faults that way. 

My first goal is to find one or two things to financially eliminate.  I have a few channel subscriptions that I can take a serious look at and either pare down or get rid of all together.  We have already explored some different options over the past few days with that, which is good.  Also, my vices.  I need to take a serious look at them and figure out ways to get them under control.  I can totally do that, it's just a case of mind over matter.

The 2nd goal is to figure out which debt to get paid down completely, first. I pretty much know this one.  I have 2 student loans.  One is HUGE, the other is manageable.  Guess which one I'll pick?  You got it!  If I work out my budget correctly, I can pay some extra on it and get it taken care of.  It will just be a question of discipline for me.

I have a definite plan and goal for myself financially and I can make it happen if I just work at it.  Money, or lack thereof, scares me and cause a lot of anxiety.  I've had a few meltdowns lately over it, but I will make it through...at least until the next paycheck!

That is all

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